WHAT DOES FAITH CONNECTION FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
FACTS |
WHAT DOES FAITH CONNECTION FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Credit Card or other debt
- Credit History and Retirement assets
- Assets and Wire transfer information
|
How? |
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Faith Connection FCU chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does UMC FCU share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES |
NO |
For our marketing purposes
to offer our products and services to you |
YES |
NO |
For joint marketing with other financial companies |
YES |
YES |
For our affiliates' everyday business purposes
information about your transactions and experiences |
NO |
We don't share |
For our affiliates' everyday business purposes
information about your creditworthiness |
NO |
We don't share |
For our affiliates to market you |
NO |
We don't share |
For non-affiliates to market to you |
NO |
We don't share |
To limit our sharing |
Please note:
If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
|
Questions? |
Call 770-565-3794 or 1-800-282-9368 or go to www.faithfcu.com |
Who we are |
Who is providing this notice? |
Faith Connection FCU |
What we do |
How does Faith Connection FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Faith Connection FCU collect my personal information? |
We collect your personal information for example, when you:
- Open an account or Provide employment information
- Apply for a loan or Make a wire transfer
- Give us your income information
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing |
What happens when I limit sharing for an account I hold jointly with someone else? |
Faith Connection FCU will treat an opt-out request from any one party to an account as if all of you chose to opt-out.
|
Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Faith Connection FCU has no affiliates
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Faith Connection FCU does not share with nonaffiliates so they can market to you.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Faith Connection FCU does jointly market with CUNA MUTUAL.
|
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