Privacy Policy

FACTS

WHAT DOES United Methodist Connectional Federal Credit Union (UMC FCU) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons UMC FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does UMC FCU share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

YES

For our affiliates' everyday business purposes
information about your transactions and experiences

NO

We don't share

For our affiliates' everyday business purposes
information about your creditworthiness

NO

We don't share

For our affiliates to market you

NO

We don't share

For non-affiliates to market to you

NO

We don't share

To limit our sharing

Questions?

Call 770-565-3794 or 1-800-282-9368  or go to  www.unitedmethodistcu.com

Who we are

Who is providing this notice?

United Methodist Connectional Federal Credit Union

What we do

How does UMC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does UMC collect my personal information?

We collect your personal information for example, when you:

• Open an account or Provide employment information
• Apply for a loan or Make a wire transfer
• Give us your income information

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness
  
• affiliates from using your information to market to you
  
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

What happens when I limit sharing for an account I hold jointly with someone else?

United Methodist Connectional Federal Credit Union will treat an opt-out request from any one party to an account as if all of you chose to opt-out.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• UMC FCU has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• UMC FCU does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• UMC FCU does jointly market with CUNA MUTUAL.