Loan Rates

Auto Loans	APR*
24 months	as low as 4.99%*
36 months	as low as 5.49%*
48 months	as low as 5.79%*
60 months	as low as 6.49%*
72 months ($25K or up)	as low as 6.99%*
84 months ($25K or up)	as low as 7.49%*

Members who purchase through Auto Assistance get .50% off the rate they qualify for and will receive $100 in cash from the credit union.

*APR = Annual Percentage Rate. Your APR may differ based on your individual credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined.

Payment example: A 2020 auto financed for 48 months @ 3.99% APR would have a payment of approximately $22.57 per $1,000 borrowed. Subject to credit approval.

Terms and Conditions subject to change.

Personal Loans	APR*
12 months	as low as 7.99%*
24 months	as low as 8.99%*
36 months	as low as 9.99%*
48 months	as low as 10.99%*
60 months	as low as 11.99%*

*APR = Annual Percentage Rate. Your APR may differ based on your individual credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined.

Payment example: A personal loan for 36 months @ 9.99% APR would have a payment of approximately $32.26 per $1,000 borrowed. Subject to credit approval.

Terms and Conditions subject to change.

VISA Credit Card APR*	APR*
	8.90% - 17.90% *** (See disclosures for VISA Credit Card)

Other Loans	APR*
Share (up to 72 months)	4.99%
Share Certificate Secured (up to 72 months)	5.99%
Home Equity Loans (up to 180 months) - New Rates for Home Equity Promotion – Effective January 1, 2024	6.79% (60 months) 7.29% (120 months) 7.79% (180 months)
Motorcycle	Available upon request
RV, Boat, ATV, Golf, Farm Loans	Available upon request
Mortgages (fixed and variable)	Available upon request

*APR = Annual Percentage Rate (refer to disclosure of accounts terms). Loan is fully secured by shares on deposit at United Methodist Connectional FCU.

**APY = Annual Percentage Yield (refer to disclosure of accounts terms). Certain restrictions may apply. Members must meet United Methodist Connectional Federal Credit Union’s qualifications for a loan. Share Certificate rates are subject to change daily. Call for updated rates.

*** Fully secured by Share Certificates at United Methodist Connectional FCU.

****Secured Loan Payment Example: Loan amount of $8,000 at 9.90% APR for 36 months has a payment of $257.76 per month.

Property and/or flood insurance may be required. Terms, rates, and conditions are subject to change without notice.

Subject to Credit Approval.